Buy and sell with zero stress,
full confidence.
Secure escrow payments for Nigerian businesses. Your money is protected until delivery is confirmed. No fraud. No failed payments.
across 10,000+ Nigerian transactions
Built for trust. Designed for everyone.
Secure Escrow
Funds are safely held until both parties confirm. No fraud, no failed payments.
Instant Verification
Get verified in seconds. Start immediately with full account access.
Mobile-First Design
Full-featured Android and iOS apps. Manage transactions on the go with ease.
Fair Dispute Resolution
Expert team reviews all disputes within 72 hours. Evidence-based decisions.
Low Fees
Pay only when you transact. No hidden charges, no monthly fees.
Simple, secure, transparent. In three steps.
Create Contract
Seller creates a contract with item details and price. Share the payment link with the buyer.
Buyer Pays
Buyer pays via their preferred method. Funds are held securely in escrow until delivery.
Release Funds
Once buyer confirms delivery, funds are released. Seller receives payment within 24 hours.
Skip the escrow. When trust is established.
For repeat buyers and sellers with proven track records, KontratPay offers instant-settlement contracts at a reduced fee. Less friction, lower cost.
Instant Settlement
Payment goes straight to your account. No escrow holds, no waiting periods.
Lower Fees
Direct contracts incur a flat fee. Keep more of what you earn.
Built on Trust History
Unlock direct contracts automatically with buyers you've successfully transacted with before.
Pay in milestones. Built for freelancers.
For longer projects, break payment into stages. Funds are held in escrow and released as each milestone is delivered and approved. No one carries all the risk.
Milestone-Based Releases
Split any contract into up to 10 milestones. Each tranche is held in escrow and released only when the buyer confirms that stage is complete.
Protection at Every Stage
Buyers don't overpay upfront. Sellers don't work unpaid for months. Both parties are protected at every milestone.
Flexible Split Ratios
30/30/40, equal quarters, or any custom split. You define the percentage and deliverable for each tranche when creating the contract.
KontratPay helps businesses transact with confidence. Our secure escrow platform ensures every payment is protected until both parties are satisfied.
Built for everyone.
Online Sellers
Sell on Instagram or WhatsApp without the 'payment before delivery' friction.
Buyers
Never get scammed again. Inspect your item before the seller gets paid.
Freelancers
Secure upfront commitment without scaring off new clients.
Ready to trade with zero stress?
Join thousands of Nigerian businesses already using KontratPay for secure, escrow-protected transactions.